Home Insurance Personalized Coverage. Personalized Service.

Farmers® Home Insurance

Farmers® Home Insurance

Was there a single feature that sold you on your home? Maybe you couldn’t resist stunning city views or an open-plan kitchen with all the upgrades. Perhaps you liked its quiet cul-de-sac location. Or there was plenty of room for your classic cars in a three-car garage with full workshop.

Whatever you love about the place you call home, it’s not the only reason to choose insurance with care. Your home is also a major investment. And a Farmers® agent can help as you select the coverage you want.

Farmers Smart Plan Home® Farmers Smart Plan Home policy uses three highly customizable packages as a starting point:


Designed for homeowners who are just starting out, the Standard package balances affordability with the features that really matter.


Established homeowners tend to want more— the Enhanced package accommodates higher policy limits and includes several extra features.


The Premier package comes with the highest limits and coverage on personal property, and can include Guaranteed Replacement Cost coverage for your home if certain requirements are met.

*The Premier package isn’t available in California. Please ask your agent about the Farmers Next Generation® package there.

A full range of home coverages and products


Coverage for your single family home


Coverage for your condo or towhnome


Coverage for your mobile or manufactured home

Specialty Home

Coverage for your seasonal homes, investment properties and older or low-value homes

Vacant Home

Coverage for your homes that are not occupied

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