August is Motorsports Awareness Month! Farmers Insurance is here to help you get the coverage you need for your specialty and recreational vehicles! We know not all “off-road” activities are equal, and we have coverage for most! Our Off-Road Vehicle policies cover: snowmobiles, dirt bikes, dune buggies, golf carts, and ATVs. We can also help you tailor your policy to your off-road needs! Farmers offers optional add-ons like increased liability limits, transport trailer coverage, and optional equipment coverage.
Additionally, all of our Motorcycle Choice policies include liability, collision, and other than collision coverage. At Farmers, we know that every bike and rider are different. Your needs, bike, and budget are all specific to you. So, you can choose which coverage package is perfect for you and your ride! Have a vintage or custom motorcycle? Our special coverage packages are also great for vintage and custom bikes, low-speed vehicles, and street legal ATVs!
Motorsport vehicles of all kinds can be dangerous if operators don’t keep safety at the forefront of their mind. Here are a few basic safety tips to review before hitting the road:
- Only participate if you are in a healthy and sober condition! Also, take into account any medications that you are taking. Even what you think is a light medication could effect your brain functions and motor-skills.
- Always check the condition of your machine! No matter if you’re on a race track or off-road, always make sure that your vehicle gets regular service and maintenance.
- Have the right gear, and use it correctly! Get a properly fitting helmet, wear the appropriate safety apparel, and use any seat belts or harnesses available. Click here to also learn more about helmet safety ratings!
- Consider taking safety or training courses, particularly for new or youthful operators. Also, remember that certain vehicles have an age limit and require a license to operate. Allowing underage children to operate those vehicles is a punishable offense.
- Only use motorsport vehicles on the terrain or within the facilities they are designed for. For example, using all terrain vehicles on paved roads is not a good idea. Additionally, high-speed bikes and cars specifically designed for racing should only be used within tracks.