It’s getting hot our there, so brush up on your summer safety and prepare your home for summer hazards! The Seasonal Smarts Digest is a quarterly release that examines a five year window of our historical claims database. This allows us to help you identify seasonal perils that insureds should be on the lookout for!
Top Summer Hazards
1. Lightning, with 53% of summertime claims
2. Power Outage/Loss/Surge. with 32% of summertime claims
3. Sewer/Drain Backups & Plumbing Problems, with 29% of summertime claims
Powerful summer storms can cause more damage than we think, even when items are safe inside! Lightning strikes are more common in the summer than any other time of the year, and can lead to fried electronics. Meanwhile, our A/Cs working double time in hot weather often means power outages, which have their own problems. Insureds in Minnesota, Colorado, and Arizona can expect the most intense summer weather, according to historical data. However, residents in Wisconsin and Illinois aren’t far behind either! Here are a few tips to help you with summer weather preparation. And don’t forget about your furriest family members, these summer safety tips for pets can help keep them cool!
Prepare for Summer Travel
Make sure to safeguard your home before you leave for your big summer vacation! Here are a few summer safety tips you can consider to help make your property safe and secure this summer:
- Go dark! Unplug any electronics or appliances that won’t need power while you’re gone. This will also help to protect them from power surges and lightning strikes.
- Shut it off! If you’ll be traveling for long, consider turning off the water to your washing machine, toilet, and dishwasher. You can also install wireless leak sensors in flood-prone areas of your home. This way, even if you’re away, you’ll get an alert before any real damage is done!
- Secure your valuables! Keep anything of great value on the top floor of your home and off the ground. This can help keep valuables safe from a variety of events, from flooding to break-ins. Even further, consider a safety deposit box or an at-home safe for expensive jewelry, important documents, and other small valuables!
- Get smart! Smart home devices are the newest way to keep yourself safe and secure. Smart apps allow you to turn lights on and off, and even set them to a timer! This can help deter thieves while you are on vacation. Similarly, smart thermostats allow you to regulate your homes temperate from afar!
Need a Homeowners insurance quote? Give us a call at 661-542-7007!